What is a Consumer Loan in Melbourne?

An amount of money lent to an individual (usually on a non-secured basis) for personal, family, or household purposes. Consumer loans are monitored by government regulatory agencies for their compliance with consumer protection regulations such as the Truth in Lending Act. E.g. a lender provides the money to purchase an asset for personal use and holds title over the asset as security.

A DBIJ Consumer Loan Melbourne gives you more financial freedom, allowing you to keep your funds free for other purposes. A consumer loan is suitable when you use your vehicle wholly or predominantly for private purposes.*

Offers:
Finance can be tailored to suit your needs.

Fixed Repayments:

• Loan term options from 24 to 60 months.
• Flexibility over your final repayment.

Additional Options:

• You also have the option of including vehicle on-road charges, and various insurances in the finance contract if you wish.
  _{*We recommend that you seek independent financial advice for your specific circumstances and consult your accountant regarding eligibility criteria.}
• A DBIJ Chattel Lease is a perfect way to lease your next vehicle, enabling you to preserve cash flows, so you can enjoy your vehicle without tying up capital.*

Offers:

• Lease terms from 24 to 60 months are available.
• Flexibility in setting the residual value of the vehicle.^
• Option to purchase the vehicle outright at the end of the lease term.
• In conjunction with a novation agreement with your employer, a DBIJ  Lease is an ideal way to salary package your vehicle.
  _{*We recommend that you seek independent financial advice for your specific circumstances and consult your accountant regarding eligibility criteria.
  ^subject to ATO minimum guidelines.}