Blog
Personal Loans – A Beginner’s Guide
If you’re looking to borrow a sum of money then chances are that you’ll look to take out personal loans rather than any other type. The term personal loan is simply used to describe standard types of borrowing – i.e. a loan taken out by a consumer rather than a...
Secured Loan. 5 Reasons To Stop And Think Before Taking Out One
Taking out a secured loan can have far reaching consequences for your finances, and so it pays to take your time over the decision. This article discusses some of the potential drawbacks that you should be aware of before committing to a loan. Secured loans are a...
Secured Loans A Healthier Fulfillment in Your Life
When considering secured loans it is important to remember that if you have bad credit and a low credit rating you are an increased risk to the lender because of your financial history, and this means that the lender has to take extra precautions. This is why many...
7 Tips for Establishing Qualifying Credit for Home Equity & Mortgage Loans
According to Veda Advantage or Equifax, a credit score is a number that lenders use to help them decide: "If I give this person a loan or credit card, how likely is it I will get paid back on time?" The information from your credit reports is used to create your...
Seven is my lucky number and I would like to share Seven Home loan essentials in Seven Weeks
Home Loan Essential 1 Buying your First Home! ... Buying your first home is an exciting and satisfying experience. There are a number of things that one has to be aware of: • Various government benefits for first home buyers • Understanding Lender requirements before...
How and When Should I Get a Home Loan?
Understandably, it can seem like a chicken and egg scenario: you can’t buy a house without a home loan, but you can’t get a mortgage until you're ready to buy a house. A lot of homebuyers end up losing their dream home because they left sorting out the home loan a tad...
What Is A Mortgage Broker? Do I Need One?
What Is a Mortgage broker or a Finance Broker, and Should You Use One? A mortgage broker can make your mortgage search much easier, but is it really necessary? In Australia, if you're thinking of buying a home in the near future, chances are pretty good that you'll...
Different Bank, Different Interest Rates, Why?
Different Bank, Different Interest Rates, Why? Products offered by the banks differ in needs and benefits for example, some banks offer more than others for similar products (e.g. a savings account with a loan product). It’s not uncommon when it comes to interest...
Is it better to rent or to buy in Australia?
To buy or to rent? It's one of the most hotly debated questions in any city - and nowhere more so than Australia. Here, expensive housing means that buying is often a big trade-off between your money and your lifestyle. While many believe that the benefits of owning...